BeginSessionWithREQ
The samples below reflect a BeginSessionWithREQ request and response
Request
<?xml version="1.0" encoding="UTF-8"?>
<soap:Envelope
xmlns:soap="http://www.w3.org/2003/05/soap-envelope"
xmlns:v2="http://www.wolterskluwerfs.com/2014/05/DocServices/V2"
xmlns:doc="http://www.wolterskluwerfs.com/Osprey/DocViewerInterface"
xmlns:arr="http://schemas.microsoft.com/2003/10/Serialization/Arrays">
<soap:Header/>
<soap:Body>
<v2:BeginSessionWithREQ>
<!--Optional:-->
<!--type: string-->
<v2:reqData>
<![CDATA[
[<?xml version="1.0" encoding="utf-8"?><requirements><document type="Dynamic" transactionSchemaUri="http://schemas.bankerssystems.com/2005/VMPMISMO" documentStyle="WKFS_StyleGuide" formName="FannieMae1003FreddieMac65UniversalResidentialLoanApplication_HCFG00001" revisionDate="" documentID="INS.FannieMae1003FreddieMac65UniversalResidentialLoanApplication_HCFG00001" documentDisplayName="Fannie Mae 1003 Freddie Mac 65 Universal Residential Loan Application" organization="ORG.Wells_Fargo_Bank" state="" xTemplatePath="">
<DataGrid><row ruleName="ITR.ID00001" ruleType="Iterator" referencedContent="false" generate="true" override="false">
<description></description>
<rule>/LOAN/_APPLICATION/BORROWER[string(@NonObligatedBorrowerIndicator) != 'Y']</rule>
<ruleHash>2e8a60752535af5110265d1fe7cbb437</ruleHash>
<ruleSourceDocuments></ruleSourceDocuments>
</row>
</DataGrid>
<PackageRules override="false">
<packageRow override="false">
<packageID>PKG.Mortgage3DayDisclosure</packageID>
<packageID>PKG.MortgageFaceToFace</packageID>
<selection generate="true" override="false">
<description>Always selects in the 3DD and F2F</description>
<rule>SELECT</rule>
</selection>
<suggestion generate="true" override="false">
<description></description>
<rule></rule>
</suggestion>
<customDataItem dataItemName="DocType">11208</customDataItem>
<customDataItem dataItemName="InterimIndicator">Y</customDataItem>
<customDataItem dataItemName="FormNumber">HCFG-00001</customDataItem>
</packageRow>
</PackageRules>
<Outline>
<Instances>
<Iterator entityName="ITR.ID00001"><Instance>
<InstanceDisplayName>Layout Table with Blank cells / colspan testing</InstanceDisplayName>
<InstanceFormattingMetadata ID="ID00001" entityName="Legal size paper"><InstancePageSize>Legal</InstancePageSize><Margins ID="ID00017"><InstanceFirstPageTopMargin>.3in</InstanceFirstPageTopMargin><InstanceFirstPageBottomMargin>.3in</InstanceFirstPageBottomMargin><InstanceMiddlePageTopMargin>.1in</InstanceMiddlePageTopMargin><InstanceMiddlePageBottomMargin>.1in</InstanceMiddlePageBottomMargin><InstanceLastPageTopMargin>.3in</InstanceLastPageTopMargin><InstanceLastPageBottomMargin>.3in</InstanceLastPageBottomMargin></Margins></InstanceFormattingMetadata>
<InstanceDocumentRef>
<Document Recordable="No" Role="SmallBody">
<Metadata>
<title>Testing Layout Tables with Colspan and empty cells</title>
</Metadata>
<Prolog>
<DocTitle>
<Title><Emphasis FontSize="12pt" FontColor="None">Testing Layout Tables with Colspan and empty cells</Emphasis></Title>
</DocTitle>
</Prolog>
<Body>
<Section ID="ID00024" entityName="Layout Table with Blank-Empty Contents"><Title>Layout Table with some blank cells on each row; ReadOrder=ColumnByColumn</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="3"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. Loan Info</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Date: April 2, 2015</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00026" entityName="Layout Table with a row w/colspan=2 and right-most column is blank but next right cell has value"><Title>Layout Table ReadOrder-ColumnbyColumn, with a row w/colspan=2 and right-most column is blank but last col cell has value</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="2"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 2 total columns but column 3 on this row is empty/blank cell contents<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="left" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>3.5 acres</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00027" entityName="Layout Table with a row w/colspan=3 and right-most column (last col) is blank"><Title>Layout Table ReadOrder=ColumnByColumn, with a row w/colspan=3 and right-most column (last col) is blank</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="3"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 3 total columns but column 4 on this row has empty/blank cell contents and should not read out loud for last column<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row></tbody></tgroup></Table></Section><Section ID="ID00028" entityName="Layout Table with a row w/colspan=2 but starts on 2nd column (make sure doesn't read for the 1st col)"><Title>Layout Table ReadOrder=ColumnbyColumn with a row w/colspan=2 but starts on 2nd column (make sure doesn't read for the 1st col)</Title><Table entityName="ColumnByColumn w blank cells and colspan" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="left" /><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="left" colspan="2"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This spans 2 columns but only starts on the 2nd column and 1st & last columns are empty <Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BottomWeight=".25pt" TopWeight=".25pt" align="center" /></row></tbody></tgroup></Table></Section><Section ID="ID00030" entityName="Layout Table with a row w/colspan=3 with row info below (so not last row with colspan)"><Title>Layout Table ReadOrder=ColumnByColumn, with a row w/colspan=3 with row info below (so last row not with colspan)</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="4"><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><colspec colwidth="1*" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">III. LOAN INFO</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">IV. PROPERTY INFO</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Am Type Fixed Rate</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Land with out building</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left" colspan="3"><Para><Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None">This is info that spans 3 total columns but column 4 on this row has empty/blank cell contents and should not read out loud for last column<Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="left"><Para>Single Family</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>1st time buyer</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>3.5 acres</Para></entry></row></tbody></tgroup></Table></Section><Section ID="ID00031" entityName="Layout Table with a row w/colspan=3 but middle column is for spacing only (no data)"><Title>Layout Table with a row w/colspan=3 but middle column is for spacing only (no data)</Title><Table entityName="ColumnByColumn w blank cells" FontSize="7pt" ReadOrder="ColumnByColumn"><tgroup cols="3"><colspec colwidth="3.5in" /><colspec colwidth=".02in" /><colspec colwidth="3.5in" /><tbody><row><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">I. TYPE OF MORTGAGE</Emphasis></Para></entry><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" BackgroundColor="LightGray" BottomWeight="1pt" TopWeight="1pt" align="center"><Para><Emphasis FontWeight="Bold" FontColor="None">II. TERMS OF LOAN</Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center" colspan="3"><Para><Emphasis FontColor="None" FontPosture="Italic" FontWeight="Bold"><Emphasis FontPosture="Italic" FontColor="None">This sentence is spanning all 3 columns but there is nothing in column 2 as it is for spacing only so this should only generate for column 1 and column 3 data <Emphasis FontWeight="Bold" FontColor="None"><Emphasis FontPosture="Italic" FontColor="None" /></Emphasis></Emphasis></Emphasis></Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Residential</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Fixed</Para></entry></row><row><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>Single Family</Para></entry><entry BottomBorder="Yes" TopBorder="Yes" align="center" /><entry BottomBorder="Yes" TopBorder="Yes" align="center"><Para>20 year</Para></entry></row></tbody></tgroup></Table></Section>
<Section ID="ID00055" KeepWithNext="Yes" KeepTogether="Yes" entityName="Data Table-Colspan in Thead and Cell"><Title>colspan on Thead and Cell</Title><Table entityName="" KeepWithNext="Yes" KeepTogether="Yes"><tgroup cols="1"><colspec colwidth="3.75in" /><tbody><row><entry align="left"><Table entityName="4 - APPROXIMATE TOTAL MONTHLY PAYMENT" KeepTogether="Yes" KeepWithNext="Yes"><tgroup cols="2"><colspec colwidth="2.8in" /><colspec colwidth=".9in" /><thead><row><entry BottomBorder="Yes" TopBorder="Yes" RightBorder="Yes" LeftBorder="Yes" colspan="2" align="left"><Para><Emphasis Capitalization="AllCaps" FontColor="None" FontSize="Prompt">approximate total monthly payment:</Emphasis></Para></entry></row></thead><tbody><row><entry BottomBorder="Yes" LeftBorder="Yes" align="left" rowhead="Yes"><Para>Interest Rate</Para></entry><entry BottomBorder="Yes" LeftBorder="Yes" RightBorder="Yes" align="right"><Para>3.250%</Para></entry></row><row><entry BottomBorder="Yes" LeftBorder="Yes" align="left" rowhead="Yes"><Para>Late Fee</Para></entry><entry BottomBorder="Yes" LeftBorder="Yes" RightBorder="Yes" align="right"><Para>0.750%</Para></entry></row><row RowHeight=".2in"><entry colspan="2" align="left" LeftBorder="Yes" RightBorder="Yes"><Para>Product Fixed (spans 2 cols)</Para></entry></row><row RowHeight=".2in"><entry colspan="2" align="left" LeftBorder="Yes" RightBorder="Yes" TopBorder="Yes"><Para>Type: Conventional (spans 2 cols)</Para></entry></row><row RowHeight=".2in"><entry align="left" LeftBorder="Yes" RightBorder="Yes" TopBorder="Yes" BottomBorder="Yes"><Para>Acreage:</Para></entry><entry align="left" LeftBorder="Yes" BottomBorder="Yes" RightBorder="Yes" TopBorder="Yes"><Para>20</Para></entry></row></tbody></tgroup></Table></entry></row></tbody></tgroup></Table></Section></Body>
</Document>
</InstanceDocumentRef>
</Instance></Iterator>
</Instances>
</Outline>
<Transaction name="CREG-22679">
<LOAN>
<_APPLICATION _cs2JointAssetLiabilityIndicator="Y" _vHousingCounselingAgencyClosestResultsPostalCode="01069">
<cs2SCENARIO _cs2DownPaymentPercent="20.909" _cs2ScenarioIdentifier="1" _cs2TotalLoanAmount="435000" _cs2TotalClosingFeesAmount="17422.25" _cs2TotalPrepaidAmount="419.61" _cs2TotalFundsNeededToCloseAmount="7841.86" _cs2TotalMonthlyPaymentAmount="2728.220">
<cs2TABLE _cs2TableIdentifier="1">
<cs2DETAIL _cs2FieldLabelDescription="Total Origination Charge" _cs2FieldValueAmount="655.00" /><cs2DETAIL _cs2FieldLabelDescription="Credit or charge (points) for the specific interest rate chosen*" _cs2FieldValueAmount="10331.25" /><cs2DETAIL _cs2FieldLabelDescription="Credit Report Fee" _cs2FieldValueAmount="22.00" /><cs2DETAIL _cs2FieldLabelDescription="Appraisal Fee" _cs2FieldValueAmount="925.00" /><cs2DETAIL _cs2FieldLabelDescription="Title Services Fee" _cs2FieldValueAmount="1305.00" /><cs2DETAIL _cs2FieldLabelDescription="Flood (Life of Loan)" _cs2FieldValueAmount="19" /><cs2DETAIL _cs2FieldLabelDescription="Recording - Release" _cs2FieldValueAmount="150" /><cs2DETAIL _cs2FieldLabelDescription="Tax Service Fee" _cs2FieldValueAmount="90" /><cs2DETAIL _cs2FieldLabelDescription="Title Ins-Owners Coverage" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Recording Fee - Mortgage" _cs2FieldValueAmount="175" /><cs2DETAIL _cs2FieldLabelDescription="Recording Fee-Misc." _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Work Escrow Holdback Funds- Lender" _cs2FieldValueAmount="3750" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="2">
<cs2DETAIL _cs2FieldLabelDescription="Interest for 3 days @ 47.67 per day" _cs2FieldValueAmount="143.01" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Tax Escrow (e.g. County, City, Town, Water, School)" _cs2FieldValueAmount="30.00" /><cs2DETAIL _cs2FieldLabelDescription="Insurance Escrow (e.g. Hazard, Flood, Earthquake)" _cs2FieldValueAmount="246.60" /><cs2DETAIL _cs2FieldLabelDescription="1st Year Insurance Premium (e.g. Hazard, Flood, Earthquake)" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Taxes Due at Closing (e.g. County, City, Town, Water, School)" _cs2FieldValueAmount="0" /><cs2DETAIL _cs2FieldLabelDescription="Aggregate Accounting Adjustment" _cs2FieldValueAmount="0.00" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="3">
<cs2DETAIL _cs2FieldLabelDescription="Purchase Price/Total Liens" _cs2FieldValueAmount="425000.00" /><cs2DETAIL _cs2FieldLabelDescription="less Earnest Money" _cs2FieldValueAmount="0.00" /><cs2DETAIL _cs2FieldLabelDescription="less Total Loan Amount" _cs2FieldValueAmount="435000" /><cs2DETAIL _cs2FieldLabelDescription="less Secondary Financing Amount" _cs2FieldValueAmount="0.00" /><cs2DETAIL _cs2FieldLabelDescription="plus Approximate Closing Fees" _cs2FieldValueAmount="17422.25" /><cs2DETAIL _cs2FieldLabelDescription="plus Approximate Prepaid Items/Reserves" _cs2FieldValueAmount="419.61" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="4">
<cs2DETAIL _cs2FieldLabelDescription="Interest Rate" _cs2FieldValueAmount="4.000" /><cs2DETAIL _cs2FieldLabelDescription="Maturity Term: 20 years 0 months" /><cs2DETAIL _cs2FieldLabelDescription="Loan Type: Conventional" /><cs2DETAIL _cs2FieldLabelDescription="Product: Fixed Rate Mortgage" /></cs2TABLE><cs2TABLE _cs2TableIdentifier="5">
<cs2DETAIL _cs2FieldLabelDescription="Principal & Interest (or Interest Only)" _cs2FieldValueAmount="2636.020" /><cs2DETAIL _cs2FieldLabelDescription="Other Financing (P&I)" _cs2FieldValueAmount="0.000" /><cs2DETAIL _cs2FieldLabelDescription="Real Estate Taxes" _cs2FieldValueAmount="10.000" /><cs2DETAIL _cs2FieldLabelDescription="Insurance" _cs2FieldValueAmount="82.200" /><cs2DETAIL _cs2FieldLabelDescription="Homeowners Association (if appl)" _cs2FieldValueAmount="0.000" /><cs2DETAIL _cs2FieldLabelDescription="Mortgage Insurance (if appl)" _cs2FieldValueAmount="0.000" /></cs2TABLE></cs2SCENARIO><ADDITIONAL_CASE_DATA>
<TRANSMITTAL_DATA PropertyAppraisedValueAmount="550000" PropertyEstimatedValueAmount="550000" /></ADDITIONAL_CASE_DATA><ASSET _AccountIdentifier="123456789" BorrowerID="1" cs2UseOfAssetsDescriptionType="ClosingAndOrReserves" _CashOrMarketValueAmount="450000" _HolderCity="PALMER" _HolderState="MA" _HolderPostalCode="01069" _HolderStreetAddress="Fifth Third" _HolderName="Fifth Third" _Type="CheckingAccount" OtherAssetTypeDescription="Other" /><DOWN_PAYMENT _Type="CheckingSavings" /><ESCROW _vPaidToType="Lender" _cs2InsuranceOrTaxesType="Insurance" _ItemType="HazardInsurance" _vSpecifiedHUDLineNumber="1002" _CollectedNumberOfMonthsCount="3" _MonthlyPaymentAmount="82.20" _AnnualPaymentAmount="246.6" vTaxBillRecievedBy="Servicer" vTaxAuthorizationTransactionType="OwnerAuthorization" vTaxServicerStreetAddress="1 HOME CAMPUS" vTaxServicerStreetAddress2="MAC X2302-04D" vTaxServicerCity="Des Moines" vTaxServicerState="IA" vTaxServicerPostalCode="50328-0001" TaxServicerName="WELLS FARGO BANK, N.A." vTaxServicerBankCode="00672" vTaxServicerPhoneNumber="800-499-4829" vTaxServicerAccountNumber="XXXXXX1859" _vEffectiveDate="2014-07-24">
<_ACCOUNT_SUMMARY AggregateAccountingAdjustmentAmount="0.00" vGFEAggregateAccountingAdjustmentAmount="0.00" /><_INSURANCE_POLICY _vInsuranceCoverageType="property and/or flood" /></ESCROW><ESCROW _vPaidToType="Lender" _cs2InsuranceOrTaxesType="Taxes" _ItemType="CountyPropertyTax" _vSpecifiedHUDLineNumber="1005" _AnnualPaymentAmount="30" _CollectedNumberOfMonthsCount="3" _MonthlyPaymentAmount="10.00" vTaxBillRecievedBy="Servicer" vTaxAuthorizationTransactionType="OwnerAuthorization" vTaxServicerStreetAddress="1 HOME CAMPUS" vTaxServicerStreetAddress2="MAC X2302-04D" vTaxServicerCity="Des Moines" vTaxServicerState="IA" vTaxServicerPostalCode="50328-0001" TaxServicerName="WELLS FARGO BANK, N.A." vTaxServicerBankCode="00672" vTaxServicerPhoneNumber="800-499-4829" vTaxServicerAccountNumber="15378292" _vEffectiveDate="2014-07-24">
<_ACCOUNT_SUMMARY AggregateAccountingAdjustmentAmount="0.00" vGFEAggregateAccountingAdjustmentAmount="0.00" /></ESCROW><GOVERNMENT_LOAN>
<FHA_LOAN _LenderIdentifier="22995-02379" /><FHA_VA_LOAN vPurposeOfLoanType="Refinance" _OriginatorIdentifier="22995-03640" /><VA_LOAN /></GOVERNMENT_LOAN><INTERVIEWER_INFORMATION ApplicationTakenMethodType="FaceToFace" cs2OriginalSalesInterviewerName="Salesrcp00001 0001 RCPlast00001" cs2OriginalSalesInterviewersLicenseIdentifier="9999999" _vNMLSIdentifier="9999999" vInterviewersEmployerNMLSIdentifier="399801" cs2OriginalSalesInterviewerFaxNumber="555-111-2222" cs2OriginalSalesInterviewersEmployerName="Wells Fargo Bank N.A." InterviewersEmployerPostalCode="50266" InterviewersEmployerCity="WEST DES MOINES" InterviewersEmployerState="IA" cs2OriginalSalesInterviewersEmployerState="IA" InterviewersEmployerStreetAddress="3000 University AVE, Apt 19" cs2OriginalSalesInterviewerTelephoneNumber="515-555-5555" vInterviewerLicenseIdentifier="9999999" vInterviewersEmployerLicenseIdentifier="399801" InterviewersEmployerName="Wells Fargo Bank N.A." InterviewersName="Salesrcp00001 0001 RCPlast00001" InterviewersTelephoneNumber="515-555-5555" vInterviewersFaxNumber="555-111-2222" vInterviewersEmailAddress="andrew.r.mitts@wellsfargo.com" /><LIABILITY _AccountIdentifier="333823235819" _MonthlyPaymentAmount="270" _RemainingTermMonths="51" _UnpaidBalanceAmount="13522" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="CHASE" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="33361718270816" _MonthlyPaymentAmount="301" _RemainingTermMonths="27" _UnpaidBalanceAmount="7968" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ESB/HARLEY DAVIDSON CR" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="333653128307" _MonthlyPaymentAmount="19" _RemainingTermMonths="97" _UnpaidBalanceAmount="1832" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3335171255139415" _MonthlyPaymentAmount="155" _RemainingTermMonths="12" _UnpaidBalanceAmount="1770" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ASSOCIATED BANK" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3331150552516" _MonthlyPaymentAmount="1112" _RemainingTermMonths="382" _UnpaidBalanceAmount="425000" _PayoffStatusIndicator="Y" _ExclusionIndicator="N" _HolderName="WELLS FARGO HM MORTGAG" _Type="Installment" BorrowerID="1" /><LIABILITY _AccountIdentifier="3331141080383" _MonthlyPaymentAmount="1526" _RemainingTermMonths="158" _UnpaidBalanceAmount="241765" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="MORTGAGE SERVICE CENTE" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3337269133" _MonthlyPaymentAmount="584" _RemainingTermMonths="41" _UnpaidBalanceAmount="23654" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SECURITY SERVICE FCU" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="33371910644561" _MonthlyPaymentAmount="267" _RemainingTermMonths="43" _UnpaidBalanceAmount="11386" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="ESB/HARLEY DAVIDSON CR" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3333 529148" _MonthlyPaymentAmount="10" _RemainingTermMonths="8" _UnpaidBalanceAmount="87" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SHELL/CITI" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3333" _MonthlyPaymentAmount="86" _RemainingTermMonths="129" _UnpaidBalanceAmount="11081" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BANK OF AMERICA" _Type="Installment" BorrowerID="2" /><LIABILITY _AccountIdentifier="3331187426245" _MonthlyPaymentAmount="1069" _RemainingTermMonths="109" _UnpaidBalanceAmount="117498" _PayoffStatusIndicator="N" _ExclusionIndicator="Y" _HolderName="WELLS FARGO HM MORTGAG" _Type="Installment" BorrowerID="3" /><LIABILITY 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/><LIABILITY _AccountIdentifier="33389957" _MonthlyPaymentAmount="17" _RemainingTermMonths="49" _UnpaidBalanceAmount="816" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="STATE FARM FINANCIAL S" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3336431292549120" _MonthlyPaymentAmount="24" _RemainingTermMonths="34" _UnpaidBalanceAmount="810" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="THD/CBSD" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3333" _MonthlyPaymentAmount="15" _RemainingTermMonths="30" _UnpaidBalanceAmount="449" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BANK OF AMERICA" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier=" 223699584" _MonthlyPaymentAmount="15" _RemainingTermMonths="30" _UnpaidBalanceAmount="449" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="BK OF AMER" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3337197" _MonthlyPaymentAmount="15" _RemainingTermMonths="11" _UnpaidBalanceAmount="162" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="GEMB/JCP" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="333197" _MonthlyPaymentAmount="15" _RemainingTermMonths="9" _UnpaidBalanceAmount="140" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="GEMB/JCP" _Type="Installment" BorrowerID="3" /><LIABILITY _AccountIdentifier="3334869244FH11113" _MonthlyPaymentAmount="79" _RemainingTermMonths="249" _UnpaidBalanceAmount="19592" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="AES/PHEAA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="33377424340171112" _MonthlyPaymentAmount="231" _RemainingTermMonths="25" _UnpaidBalanceAmount="5633" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK NV NA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="3334869244FH11112" _MonthlyPaymentAmount="10" _RemainingTermMonths="264" _UnpaidBalanceAmount="2634" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="AES/PHEAA" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="333651112347" _MonthlyPaymentAmount="37" _RemainingTermMonths="42" _UnpaidBalanceAmount="1525" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="WELLS FARGO BANK" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="33321515111147190" _MonthlyPaymentAmount="119" _RemainingTermMonths="8" _UnpaidBalanceAmount="1029" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="CO-OP CR U" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="333112442977" _MonthlyPaymentAmount="15" _RemainingTermMonths="14" _UnpaidBalanceAmount="201" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="HSBC NV" _Type="Installment" BorrowerID="4" /><LIABILITY _AccountIdentifier="3335207933" _MonthlyPaymentAmount="30" _RemainingTermMonths="2" _UnpaidBalanceAmount="71" _PayoffStatusIndicator="N" _ExclusionIndicator="N" _HolderName="SLMBLND FURN" _Type="Installment" BorrowerID="4" /><LOAN_PRODUCT_DATA>
<ARM _vInterestRateProvisionChangeIndicator="N" vFullyIndexedInterestRatePercent="0" _vInitialInterestRateFeatureType="Premium" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="3" _cs2TotalAmount="947.00" _cs2BorrowerTotalAmount="947.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="4" _cs2TotalAmount="1305.00" _cs2BorrowerTotalAmount="1305.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="1" _cs2TotalAmount="655.00" _cs2BorrowerTotalAmount="655.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="6" _cs2TotalAmount="109.00" _cs2BorrowerTotalAmount="109.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="7" _cs2TotalAmount="325.00" _cs2BorrowerTotalAmount="325.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="5" _cs2TotalAmount="0.00" _cs2BorrowerTotalAmount="0.00" _cs2ThirdPartyTotalAmount="0.00" _cs2SellerTotalAmount="0.00" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="2" _cs2TotalAmount="10331.25" _cs2SellerTotalAmount="0.00" _cs2ThirdPartyTotalAmount="0.00" _cs2BorrowerTotalAmount="10331.25" _cs2LenderTotalAmount="0.00" /><cs2GFE_SUMMARY _cs2SettlementChargeSectionNumber="8" _cs2TotalAmount="0" _cs2BorrowerTotalAmount="0" _cs2LenderTotalAmount="0" _cs2ThirdPartyTotalAmount="0" _cs2SellerTotalAmount="0" /><LOAN_FEATURES vSpanishDocumentIndicator="N" vOldRESPARulesIndicator="N" PrincipalAndInterestAmount="2636.02" vHigherPricedLoanIndicator="N" _vInterestFirstIndicator="N" LienPriorityType="FirstLien" cs2CreditType="Loan" cs2PricingType="Prime" vPrincipalInterestMortgageInsurancePaymentAmount="2636.02" LoanDocumentationType="FullDocumentation" LoanOriginalMaturityTermMonths="240" PaymentFrequencyType="Monthly" BalloonIndicator="N" ProductDescription="Fixed Rate Mortgage" DemandFeatureIndicator="N" AssumabilityIndicator="N" PrepaymentPenaltyIndicator="N" _vInterestOnlyIndicator="N" cs2ConsolidatedMinimumDocumentationLevelDescription="IncomeAssetFull" LoanScheduledClosingDate="2014-07-24" GSEPropertyType="SingleFamily" vTexasSection50_a6_LoanIndicator="N" vAdvanceFeeIndicator="Y" cs2DocumentPreparationDateTime="2014-07-10T15:07:41" vGFESettlementChargesExpirationDate="2014-07-07" vStateRegulationInd="N" _vNegativeAmortizationIndicator="N" cs2TILIncludedIndicator="Y" _cs2GFEInitialPackageIndicator="Y" ConformingIndicator="Y" cs2GenerateReleaseInformationDocumentIndicator="N" cs2BusinessAgreementGroupingIdentifier="AFFINITY" vOldTILRulesIndicator="N" vTILSignatureSectionIndicator="Y">
<cs2COOPERATIVE /><LATE_CHARGE _GracePeriodDays="15" _Rate="5.00" _vBasisDescription="overdue payment of interest during the period when my payment is interest only, and of principal and interest after that" /></LOAN_FEATURES><PAYMENT_ADJUSTMENT _vPaymentProvisionChangeIndicator="N" _vFirstAdjustmentTotalMaximumPaymentAmount="2636.02" _vLifetimeCapPaymentAmount="2636.02" /><RATE_ADJUSTMENT /><INTEREST_ONLY _MonthlyPaymentAmount="2636.02" /><PREPAYMENT_PENALTY /><_SAMPLE_DATA>
<vTIL _vTimeFrameType="Initial" _vMaximumRatePercent="4" _vTotalEscrowPaymentAmount="92.20" _vMaximumRateInterestPaymentAmount="1450.00" _vMaximumRatePrincipalPaymentAmount="1186.02" _vMaximumRatePrincipalAndInterestPaymentAmount="2636.02" _vFirstAdjustmentBeforeFirstFiveYearsIndicator="N" _cs2FirstAdjustmentBeforeMaximumRateCapsMetIndicator="N" _vFirstAdjustmentBeforeMaximumEverIndicator="N" /></_SAMPLE_DATA></LOAN_PRODUCT_DATA><LOAN_PURPOSE _Type="Refinance" GSETitleMannerHeldDescription="Individual" PropertyUsageType="PrimaryResidence" PropertyRightsType="FeeSimple">
<CONSTRUCTION_REFINANCE_DATA PropertyAcquiredYear="2007" PropertyOriginalCostAmount="550000" RefinanceImprovementCostsAmount="2500.00" PropertyExistingLienAmount="425000.00" GSERefinancePurposeType="ChangeInRateTerm" RefinanceImprovementsType="ToBeMade" RefinanceProposedImprovementsDescription="Weather" /></LOAN_PURPOSE><LOAN_QUALIFICATION AdditionalBorrowerAssetsConsideredIndicator="N" AdditionalBorrowerAssetsNotConsideredIndicator="Y" /><MI_DATA MI_FHAUpfrontPremiumAmount="0.00" MandatoryMITerminationDate="2014-09-01" BorrowerMITerminationDate="2014-09-01">
<MI_RENEWAL_PREMIUM _RateDurationMonths="0" /></MI_DATA><MORTGAGE_TERMS MortgageType="Conventional" BaseLoanAmount="435000" _vPartialLoanTermMonthsCount="0" RequestedInterestRatePercent="4.000" LenderCaseIdentifier="XXXXXX1859" LenderLoanIdentifier="XXXXXX1859" BorrowerRequestedLoanAmount="435000" NoteRatePercent="4.000" LoanAmortizationTermMonths="240" cs2BankPortfolioIndicator="N" LoanAmortizationType="Fixed" LoanAmount="435000" /><PROPERTY _cs2TitleCompanyPayWorkEscrowIndicator="N" _FinancedNumberOfUnits="2" _StructureBuiltYear="1985" _StreetAddress="124th Sunset TER" _City="PALMER" _PostalCode="01069" _State="MA" BuildingStatusType="Existing" _cs2InsuranceMortgageeClauseAddressType="FlorenceSC100515">
<_LEGAL_DESCRIPTION _TextDescription="Township 34, North," /><_DETAILS /><PARSED_STREET_ADDRESS _BuildingNumber="124th" _StreetName="Sunset" _StreetSuffix="TER" /><HAZARD_INSURANCE vSpecifiedHUDLineNumber="1002" _vRequiredIndicator="Y" _CompanyPayeeName="VST" vCollectedNumberOfYearsCount="1" _CoverageType="Homeowners" _cs2PolicyIdentifier="1111" _CoverageAmount="140000" _vPremiumAmount="0" _cs2AgentPhone="222-111-2121" _cs2AgentCity="LOCKPORT" _vAgentCity="LOCKPORT" _cs2AgentState="NY" _vAgentState="NY" _cs2AgentPostalCode="14094" _vAgentPostalCode="14094" _cs2AgentStreetAddress="MAIn" _cs2AgentStreetAddress2="" _vAgentStreetAddress="MAIn" _vAgentStreetAddress2="" _DisbursementAmount="986.40" /><HAZARD_INSURANCE _CoverageType="Flood" _vPremiumAmount="0" _vRequiredIndicator="N" /></PROPERTY><PROPOSED_HOUSING_EXPENSE HousingExpenseType="HazardInsurance" _PaymentAmount="82.200" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="RealEstateTax" _PaymentAmount="10.000" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="2636.020" /><PROPOSED_HOUSING_EXPENSE HousingExpenseType="OtherHousingExpense" _PaymentAmount="0.000" _vOtherHousingExpenseTypeDescription="Special Assessments" /><REO_PROPERTY BorrowerID="1" _StreetAddress="124th Sunset TER" _City="PALMER" _PostalCode="01069" _State="MA" _DispositionStatusType="RetainForPrimaryOrSecondaryResidence" _GSEPropertyType="TwoToFourUnitProperty" _LienInstallmentAmount="1112.00" _LienUPBAmount="425000.00" _MaintenanceExpenseAmount="80.00" _MarketValueAmount="550000" /><RESPA_FEE _TotalAmount="143.01" _SpecifiedHUDLineNumber="901" _Type="Other" _vAffiliationDescription="PI" _vGFEAmount="143.01" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _PaidByType="Buyer" _vTotalAmount="143.01" _NetDueAmount="143.01" _cs2BuyerNetDueAmount="143.01" _IncludedInAPRIndicator="Y" _vFeeFinancedIndicator="N" _PaidToType="Lender" /></RESPA_FEE><RESPA_FEE _TotalAmount="246.6" _vGFEAmount="246.6" _PaidToName="VST" _Type="Other" _TypeOtherDescription="Hazard/Home Owners Insurance" _SpecifiedHUDLineNumber="1002" _vAffiliationDescription="IE1264" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _PaidByType="Buyer" _vTotalAmount="246.60" _NetDueAmount="246.60" _cs2BuyerNetDueAmount="246.60" _vFeeFinancedIndicator="N" _IncludedInAPRIndicator="N" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="30" _vGFEAmount="30" _Type="Other" _TypeOtherDescription="County Tax" _SpecifiedHUDLineNumber="1005" _vAffiliationDescription="TE313" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _PaidByType="Buyer" _vTotalAmount="30.00" _NetDueAmount="30.00" _cs2BuyerNetDueAmount="30.00" _vFeeFinancedIndicator="N" _IncludedInAPRIndicator="N" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="925.00" _SpecifiedHUDLineNumber="804" vServiceProvidedDescription="Appraisal Fee" _Type="AppraisalFee" _TypeOtherDescription="Appraisal Fee" _cs2AggregationType="Appraisal" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="LenderSelected" _vGFEAmount="925.00" _vGFEChangeToleranceType="TenPercent">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="925.00" _NetDueAmount="925.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="925.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="22.00" _SpecifiedHUDLineNumber="805" vServiceProvidedDescription="Tri-Merge Credit Report" _Type="CreditReportFee" _TypeOtherDescription="Tri-Merge Credit Report" _cs2AggregationType="CreditReport" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="LenderSelected" _vGFEAmount="22.00" _vGFEChangeToleranceType="TenPercent">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="22.00" _NetDueAmount="22.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="22.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="350.00" _SpecifiedHUDLineNumber="1104" vServiceProvidedDescription="Title Ins-Lenders Coverage" _Type="Other" _TypeOtherDescription="Title Ins-Lenders Coverage" _vAggregationType="TitleServices" _vGFEAmount="350.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="350.00" _NetDueAmount="350.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="350.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="300.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Abstract / Title Search" _Type="AbstractOrTitleSearchFee" _TypeOtherDescription="Abstract / Title Search" _vAggregationType="TitleServices" _vGFEAmount="300.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="300.00" _NetDueAmount="300.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="300.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="400.00" _SpecifiedHUDLineNumber="1102" vServiceProvidedDescription="Closing/Escrow/Settlement Fee" _Type="SettlementOrClosingFee" _TypeOtherDescription="Closing/Escrow/Settlement Fee" _vAggregationType="TitleServices" _vGFEAmount="400.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="400.00" _NetDueAmount="400.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="400.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="225.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Signing Fee Face to Face" _Type="Other" _TypeOtherDescription="Signing Fee Face to Face" _vAggregationType="TitleServices" _vGFEAmount="225.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="225.00" _NetDueAmount="225.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="225.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="30.00" _SpecifiedHUDLineNumber="1101" vServiceProvidedDescription="Courier/Messenger 3rd party" _Type="CourierFee" _TypeOtherDescription="Courier/Messenger 3rd party" _vAggregationType="TitleServices" _vGFEAmount="30.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="30.00" _NetDueAmount="30.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="30.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="655.00" _Type="ProcessingFee">
<_PAYMENT _vRefundDescription="N/A" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="655.00" _SpecifiedHUDLineNumber="801" vServiceProvidedDescription="Processing Fee" _Type="ProcessingFee" _TypeOtherDescription="Processing Fee" _vAggregationType="OriginationCharge" _vGFEAmount="655.00" _vGFEChangeToleranceType="Zero">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="655.00" _NetDueAmount="655.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="655.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="19.00" _SpecifiedHUDLineNumber="1303" vServiceProvidedDescription="Flood (Life of Loan)" _Type="Other" _TypeOtherDescription="Flood (Life of Loan)" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="ListProvided" _vGFEAmount="19.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="19.00" _NetDueAmount="19.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="19.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="90.00" _SpecifiedHUDLineNumber="1302" vServiceProvidedDescription="Tax Service Fee" _Type="Other" _TypeOtherDescription="Tax Service Fee" _vAggregationType="RequiredServicesShoppedFor" _vGFERequiredServiceType="ListProvided" _vGFEAmount="90.00" _vGFEChangeToleranceType="NoLimit">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="90.00" _NetDueAmount="90.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="90.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="150.00" _SpecifiedHUDLineNumber="1202" vServiceProvidedDescription="Recording - Release" _Type="ReleaseRecordingFee" _TypeOtherDescription="Recording - Release" _vAggregationType="GovernmentRecordingCharges" _vGFEAmount="150.00" _vGFEChangeToleranceType="TenPercent">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="150.00" _NetDueAmount="150.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="150.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalAmount="175.00" _SpecifiedHUDLineNumber="1202" vServiceProvidedDescription="Recording Fee - Mortgage" _Type="MortgageRecordingFee" _TypeOtherDescription="Recording Fee - Mortgage" _vAggregationType="GovernmentRecordingCharges" _vGFEAmount="175.00" _vGFEChangeToleranceType="TenPercent">
<_PAYMENT _IncludedInAPRIndicator="N" _vTotalAmount="175.00" _NetDueAmount="175.00" _PaidByType="Buyer" _cs2BuyerNetDueAmount="175.00" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _TotalPercent="2.375" _TotalAmount="10331.25" _SpecifiedHUDLineNumber="802" vServiceProvidedDescription="Loan Discount" _Type="LoanDiscountPoints" _TypeOtherDescription="Loan Discount" _vGFEAmount="10331.25" _vGFEChangeToleranceType="Zero" _vGFEInterestRateDiscountType="Charge">
<_PAYMENT _IncludedInAPRIndicator="Y" _vTotalAmount="10331.25" _NetDueAmount="10331.25" _PaidByType="Buyer" _cs2BuyerNetDueAmount="10331.25" _PaidToType="Other" /></RESPA_FEE><RESPA_FEE _Type="Other" _TypeOtherDescription="Aggregate Accounting Adjustment" _SpecifiedHUDLineNumber="1010" /><TITLE_HOLDER _Name="Thomas Wellscase" /><TITLE_HOLDER _Name="Erik Wellscase" /><TITLE_HOLDER _Name="Robert Wellscase" /><TITLE_HOLDER _Name="Samantha Wellscase" /><TRANSACTION_DETAIL PrepaidItemsEstimatedAmount="419.61" AlterationsImprovementsAndRepairsAmount="3750.00" PurchasePriceAmount="0.00" BorrowerPaidDiscountPointsTotalAmount="10331.25" MIAndFundingFeeTotalAmount="0.00" MIAndFundingFeeFinancedAmount="0.00" EstimatedClosingCostsAmount="3341.00" RefinanceIncludingDebtsToBePaidOffAmount="425000.00" /><BORROWER BorrowerID="1" _cs2IncludedInPackageIndicator="Y" JointAssetBorrowerID="2" JointAssetLiabilityReportingType="Jointly" _vOtherPartyWithHomesteadIndicator="N" _cs2BirthDate="**/**/1971" SchoolingYears="19" _FirstName="Thomas" _LastName="Wellscase" NonObligatedBorrowerIndicator="N" MaritalStatusType="Unmarried" _vPartyToTrustIndicator="N" _IsCosignerIndicator="N" _HomeTelephoneNumber="972-639-4443" _SSN="908-22-3146" _vRequestedLanguageType="English" _cs2NonOwnerIndicator="N">
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